In my experience, I did make slightly more, but I couldn't afford health insurance. If I had any kids, it would have been even worse.
That's why I believe that some form of nationalized health coverage will actually lead to far more entrepreneurship as many of these concerns evaporate -- especially for those with families to worry about.
You assume that nationalizing health insurance will lower the cost without having too large a negative effect on quality. Or, like most people who advocate nationalized things, you assume that people above you on the income scale will be subsidizing your consumption.
Nationalizing health insurance might improve quality; the quality of health care in the US is pretty appallingly bad, compared to, say, Argentina. I hear health care in nearly all the other OECD countries is also nationalized, lower in cost, and higher in quality than in the US, but I only have personal experience with health care in the US, Argentina, Canada, and the Federated States of Micronesia (where I can assure you that health care is terrible).
Admittedly the health care we've used so far here in Argentina hasn't been the public system, but I hear it's not that bad either.
That's why I believe that some form of nationalized health coverage will actually lead to far more entrepreneurship as many of these concerns evaporate -- especially for those with families to worry about.