No, insurance is the basic tool for anyone dealing with risk management and financial planning under chaotic variables. One class of these variables are "disasters", but "people get old and less productive in unpredictable rates" is also something that warrants insurance (pensions) and there will be plenty of people making a living by buying and selling options trading in the commodity markets, which also can be seen as "insurance"
> and their userbase scales 47x overnight (I mean, they're hoping for that, right?)
Why would they? They are not looking for boundless growth, just a sustainable operation for their servers.
> They believe in whatever mission the org has, and have a high-trust relationship with it
But what is this mission? "Run a service sustainably, without profiting of user data and contribute to the development of an open social web?" To me it seems there is not much else they can claim beyond what I said, and if that is the case then I can report that all of that is achievable through my run of the mill service that offers more services while costing 40% less.
Everything you say about risk-management is correct, but none of it scales down to non-profit organizations without employees. Pensions aren't involved, commodity trading is irrelevant, and insurance for four or low five-figures of "float" isn't practical.
Your services look great, and I don't "get" these guys either. The people who do are (for now) happy to contribute at whatever level for whatever reason. Not being a "competitor" (as you seem to be?), I'm happy to wish them well.
No, insurance is the basic tool for anyone dealing with risk management and financial planning under chaotic variables. One class of these variables are "disasters", but "people get old and less productive in unpredictable rates" is also something that warrants insurance (pensions) and there will be plenty of people making a living by buying and selling options trading in the commodity markets, which also can be seen as "insurance"
> and their userbase scales 47x overnight (I mean, they're hoping for that, right?)
Why would they? They are not looking for boundless growth, just a sustainable operation for their servers.
> They believe in whatever mission the org has, and have a high-trust relationship with it
But what is this mission? "Run a service sustainably, without profiting of user data and contribute to the development of an open social web?" To me it seems there is not much else they can claim beyond what I said, and if that is the case then I can report that all of that is achievable through my run of the mill service that offers more services while costing 40% less.