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Depends on how you rent. I went through and calculated my total housing expenses for the last 15 years- they’re about $120,000; in my area that’s a (minimal) down payment. It’s less than a year of salary.

I’ve had all appliances replaced, a new roof (and a new ceiling when this leaked), the parking lot resurfaced twice, and a new water heater, endless bits and bobs (sink disposal, all new light switches, door knobs, fully new shower enclosure and faucets). Maintenance shovels snow, cleans up leaves, and de-ices. I have never mowed a lawn, shoveled snow nor done any physical labor at all- I’m still in good shape, there’s a gym and pool on premises.

My apartment is small, that’s why it’s inexpensive. But I won’t have kids and don’t need >1 bedroom. Already married for the whole time as well. Depends on how one wants to live their life.



I think we’re all just completely forgetting that rent price is a function of where you live. Just throwing out numbers like this isn’t helpful.


Yea, exactly. My $500k number was primarily for rent in NYC. $120k over 15 years averages $666/mo—an unlikely situation in NY, SF, etc.




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