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> It’s essentially a Ponzi scheme

It isn't, at all. The increase in prices is tied to increase in GDP, interest rates and disposable income. Unless you think investing is a Ponzi scheme.



The problem is that this isn't true. Since 1965, home prices have increased 7.6x faster than income.[0] This obviously cannot continue indefinitely (that'd lead to everyone spending >100% of their income on housing), so at some point the price increase will have to stop.

[0]: https://www.realestatewitch.com/house-price-to-income-ratio-...


You’re not even wrong.




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