>If you don't pay an ISA as required it becomes an unpaid debt with all the normal features of unpaid debt, it doesn't just vanish if you fail to pay.
Correct, ISAs don't vanish if you meet the criteria for payment, but choose not to. This is only comparable to a federal loan, and one with an income-driven plan.
This says nothing about ISAs verses other federal loans, and ISAs versus other private loans.
Thank you for sharing this, I was not aware and found supporting information here: https://studentaid.gov/manage-loans/repayment/plans/income-d...
>If you don't pay an ISA as required it becomes an unpaid debt with all the normal features of unpaid debt, it doesn't just vanish if you fail to pay.
Correct, ISAs don't vanish if you meet the criteria for payment, but choose not to. This is only comparable to a federal loan, and one with an income-driven plan.
This says nothing about ISAs verses other federal loans, and ISAs versus other private loans.