The stimulus stopped as did some other programs like deferring rent payments.

Others did not though. Many people have private agreements with their landlords for payment, and some cities have their own policies. Some are still collecting unemployment. Many just have never reentered the workforce. For example, many “Baby Boomers” decide this was retirement time and retired en-masse instead of being spread out.

And then there is the whole “Great Resignation” going on for the rest.