You took your logic train too far. Thousands, nay, millions of people and groups stop somewhere past "I need to table some data, do some calculations and conditionals and dashboards" and before "We need this to be a multi-user application with app and data tiers".

Bash scripts don't visualize. Bash is harder to learn than Excel.

Go to vertex42.com and tell me that everyone who could ever use any of those templates will invariably need to throw it all away and ask a developer to build a custom tool to replace it.