> If I could buy health insurance separately from my company I'd look into it.
You can always venture away from your employer and visit healthcare.gov or a relevant state exchange.
From what you're describing I think what you're looking for is an HMO - either a branded facility like Kaiser or a "provider network" that agreed to guarantee prices to that specific insurance company.
You won't gain much transparency though - every provider works off the master price list, and the insurance company then negotiates a discount highly correlated with the size of that insurance company and general presence in the region.
Technically I can. However the cost to me is much more than what I pay now, even if I go with the most basic plan (which isn't even very basic - the law requires a lot of coverage that a true basic plan would exclude).
You can always venture away from your employer and visit healthcare.gov or a relevant state exchange.
From what you're describing I think what you're looking for is an HMO - either a branded facility like Kaiser or a "provider network" that agreed to guarantee prices to that specific insurance company.
You won't gain much transparency though - every provider works off the master price list, and the insurance company then negotiates a discount highly correlated with the size of that insurance company and general presence in the region.